Family Budget Planner

The budget spreadsheet that does the math for you

Built with AI assistance, every template hand-checked and tested.

What's inside

A family budget spreadsheet for Google Sheets and Excel that actually calculates your budget — you just type in numbers. 12 monthly sheets plus a year dashboard, automatic 50/30/20 split (needs/wants/savings) with red highlighting when you go over, and (in Pro) a debt snowball payoff planner with priority order and extra-payment allocation, plus a savings goals tracker that counts down the months. Categories and transaction types are dropdown-driven, headers are frozen, and the formulas are locked in place so nothing breaks by accident. Works in Excel, LibreOffice Calc and Google Sheets. Light and dark mode included.

• 12 monthly sheets + a year dashboard with charts
• Automatic 50/30/20 split with over-budget highlighting
• Debt snowball payoff planner with priority order
• Savings goals tracker with months-remaining countdown
• Dropdown category lists, locked formulas, frozen header row
• Light and dark mode, English and Russian versions

Formats

How you get it

A Google Sheets link (“File → Make a copy”) plus an .xlsx file and a short PDF instructions sheet. The email with your files goes out right after payment, automatically — no waiting for a reply.

Pro version

How to use it

1. Click Download free Lite — the file saves instantly, no email needed.
2. Open it in Google Sheets (File → Make a copy) or Excel/Numbers depending on the format you picked.
3. Fill in your own numbers/dates — formulas and print areas are already set up.

FAQ